How To Get a Social Security Benefit Verification Letter
If you receive Social Security benefits, you may be asked to provide official proof of your income for a mortgage application or financial review. The Benefit Verification Letter is an official document issued by the Social Security Administration (SSA) and is widely accepted by lenders.
In this guide, we’ll show you exactly how to get your letter online – quickly and securely.
Why You Might Need This Letter
Your Benefit Verification Letter can serve as:
- Proof of income for mortgage applications
- Confirmation of Social Security benefits
- Verification of disability or retirement payments
- Documentation for financial reviews
It’s free, easy to access, and available instantly through your SSA account.
Step-by-Step: How to Get Your Benefit Verification Letter
1. Go to the SSA Website
Visit ssa.gov/myaccount and sign in to your personal account.
2. Choose Your Login Method
You’ll be given the option to log in using either Login.gov or ID.me. Select whichever method you prefer.
3. Go to Replacement Documents
Once you’re logged in, look on the right-hand side of the page and click Replacement Documents.
4. Get Your Benefit Verification Letter
Click Get a Benefit Verification Letter to generate your letter.
5. Customize Your Letter (Optional)
A pop-up will appear with the option to Customize Your Letter. This allows you to tailor the details depending on what your lender or financial institution requires. When you’re done, click Apply to Letter.
6. Print or Save Your Letter
Once your letter is ready, you can either print it immediately or save a digital copy to your computer or mobile device.
Final Thoughts
Your Social Security Benefit Verification Letter is one of the simplest ways to provide proof of income for your mortgage. At UnrealFi, we’ll guide you on how to use this document effectively – and ensure it meets your lender’s requirements.
If you’re not sure what format to use or whether customization is needed, just ask your UnrealFi loan advisor – we’re here to help every step of the way.
