Ability-to-repay rule
The ability-to-repay rule is the reasonable and good faith determination most mortgage lenders are required to make that you are able to pay back the loan.
Not sure whether to buy now or wait for rates to drop? Explore 2025 mortgage trends, refinancing tips, and smart timing strategies in our latest guide.
As tax season approaches, homeowners must understand how their mortgages can impact their tax filings. Identifying deductible expenses and gathering the necessary documentation can lead to significant tax savings.
As we step into 2025, the real estate financing landscape presents both challenges and opportunities for homebuyers and the Real Estate agents who guide them. Understanding the current market dynamics is crucial for making informed decisions. At UnrealFi, we specialize in providing the tools, expertise, and personal touch needed to help both buyers and their...