Category: Education

Using Cryptocurrency Documents for Your Mortgage Application

As crypto becomes more mainstream, many clients ask if they can use their cryptocurrency holdings—like Bitcoin or Ethereum—as part of their mortgage documentation. The good news is: yes, you can—but with conditions. This guide explains when and how crypto documents can be used to support your mortgage application and what lenders typically expect. What Crypto...

Homebuyer Education Course / Certification: What It Is and Why It Matters

Thinking of buying your first home? That’s a big milestone — and you don’t have to go through it alone. If you’re using a mortgage backed by Fannie Mae or Freddie Mac, there’s a good chance you’ll need to take a homebuyer education course. But don’t worry — this course is designed to help, not...

Bank Statements vs. Transaction History: What’s the Difference, and Why It Matters for Your Mortgage

When applying for a mortgage, you may be asked to provide documents showing your banking activity. But not all financial records are created equal. Two commonly confused documents are bank statements and transaction history printouts. While both show what’s happening in your account, they serve very different purposes. This guide breaks down the key differences,...

Are you ready to experience the UnrealFi difference?

Connect with one of our expert loan officers and start your journey to home ownership.

Are you ready to experience the UnrealFi difference?

Connect with one of our expert loan officers and start your journey to home ownership.